{"id":1936,"date":"2025-11-03T11:50:09","date_gmt":"2025-11-03T09:50:09","guid":{"rendered":"https:\/\/evl.fi\/kirkonelakerahasto\/?page_id=1936"},"modified":"2026-04-16T09:22:27","modified_gmt":"2026-04-16T06:22:27","slug":"information-om-pensionfonden","status":"publish","type":"page","link":"https:\/\/evl.fi\/kirkonelakerahasto\/sv\/information-om-pensionfonden\/","title":{"rendered":"Information om pensionsfonden"},"content":{"rendered":"\n  <div id=\"hero-page-block_477e8e40b8ed95f3536d9efc6dbcc54c\" class=\"hero-page block-hero-page alignfull bg-beige\">\n    <div class=\"block-hero-page__wrapper container\">\n      <div class=\"row\">\n        <div class=\"col-12 col-md-6 texst-column\">\n          \n<nav class='rnb-breadcrumbs' aria-label='breadcrumbs'><ol class='rnb-breadcrumbs__list'> <li class='rnb-breadcrumbs__item rnb-breadcrumbs__item--home'><a href='https:\/\/evl.fi\/kirkonelakerahasto'>Etusivu<\/a><\/li>  <\/ol><\/nav>          <div class=\"texts-content\">\n\n                          <h1 class=\"title text-green-accessible\">Pensionsanstalt f\u00f6r evangelisk-lutherska kyrkan i Finland<\/h1>\n                                      <p class=\"text text-body-large\">Pensionsfonden ansvarar f\u00f6r finansieringen av de kyrkligt anst\u00e4lldas pensioner och placeringen av pensionsmedlen. Pensionerna finansieras med avgifter som uppb\u00e4rs av arbetsgivarna och arbetstagarna.<\/p>\n                                  <\/div>\n        <\/div>\n\n        <div class=\"col-12 col-md-6 images-column\">\n          <div class=\"img-gallery-wrapper\">\n                          <div class=\"big-image-wrapper\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"465\" src=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-1024x465.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-1024x465.jpg 1024w, https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-300x136.jpg 300w, https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-768x349.jpg 768w, https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-1536x698.jpg 1536w, https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-2048x931.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" style=\"object-position:72% 42%\" \/>              <\/div>\n                                  <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>Kyrkans pensionsfonds historia b\u00f6rjade 1991. I b\u00f6rjan placerades de medel som inte anv\u00e4ndes f\u00f6r att betala pensioner i pensionsfonden f\u00f6r att t\u00e4cka framtida pensionsansvar. Under de senaste \u00e5ren har KPF \u00f6verg\u00e5tt fr\u00e5n ackumuleringsfasen till en \u00f6verg\u00e5ngsfas, d\u00e4r pensionsutgifterna st\u00e4ndigt \u00f6verskrider inkomsterna fr\u00e5n pensionsavgifterna. Detta inneb\u00e4r att fondens placeringsint\u00e4kter anv\u00e4nds till att betala ut pensioner.<\/p>\n\n\n\n<p>Pensionsfondens medel \u00e4r inte bundna till individuella pensionsansvar, utan fungerar som en s\u00e5 kallad buffertfond. Fonden \u00e4r allts\u00e5 inte fixerad vid individuella pensionsansvar p\u00e5 samma s\u00e4tt som ArPL-systemet. Det finns inte heller n\u00e5gra best\u00e4mmelser ang\u00e5ende pensionsfondens soliditet.<\/p>\n\n\n\n<p><\/p>\n\n\n<div id=\"content-lifts-block_d7fca7cfa44c5309a69de6e88ee4837b\" class=\"content-lifts block-content-lifts\">\n    <div class=\"row\">\n    <div class=\"col-12\">\n      <div class=\"block-header\">\n        <h2 class=\"\">L\u00e4s mer om pensionsfonden<\/h2>\n              <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"block-content-lifts__wrapper\">\n    <div class=\"row \">\n      <!-- lifts section -->\n                    <div class=\"col-12 col-md-4\">\n                <div class=\"small-link-collection__lift-column-content d-flex \">\n                  \n<a class=\"lift-item-page\" href=\"https:\/\/evl.fi\/kirkonelakerahasto\/sv\/information-om-pensionfonden\/organisation\/\" aria-label=\"Linkki sivulle Organisation\">\n  <div class=\"image-wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"816\" height=\"640\" src=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/testetelaranta-816x640.jpg\" class=\"attachment-single-article size-single-article wp-post-image\" alt=\"\" style=\"object-position:47% 37%\" \/><\/div>  <h3 class=\"lift-item-page-title h5\">Organisation<\/h3>\n        <span class=\"arrow-link\">L\u00e4s om pensionsfondens organisation och m\u00e4nniskor<\/span>\n  <\/a>\n                <\/div>\n              <\/div>\n                                <div class=\"col-12 col-md-4\">\n                <div class=\"small-link-collection__lift-column-content d-flex \">\n                  \n<a class=\"lift-item-page\" href=\"https:\/\/evl.fi\/kirkonelakerahasto\/sv\/information-om-pensionfonden\/styrning-och-tillsyn\/\" aria-label=\"Linkki sivulle Styrning och tillsyn\">\n  <div class=\"image-wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"816\" height=\"640\" src=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1285132805-816x640.jpg\" class=\"attachment-single-article size-single-article wp-post-image\" alt=\"\" \/><\/div>  <h3 class=\"lift-item-page-title h5\">Styrning och tillsyn<\/h3>\n        <span class=\"arrow-link\">Finansinspektionen \u00f6vervakar pensionsfondens verksamhet<\/span>\n  <\/a>\n                <\/div>\n              <\/div>\n                                <div class=\"col-12 col-md-4\">\n                <div class=\"small-link-collection__lift-column-content d-flex \">\n                  \n<a class=\"lift-item-page\" href=\"https:\/\/evl.fi\/kirkonelakerahasto\/sv\/information-om-pensionfonden\/historik\/\" aria-label=\"Linkki sivulle Historik\">\n  <div class=\"image-wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"816\" height=\"640\" src=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1411428240-2-816x640.jpg\" class=\"attachment-single-article size-single-article wp-post-image\" alt=\"\" \/><\/div>  <h3 class=\"lift-item-page-title h5\">Historik<\/h3>\n        <span class=\"arrow-link\">Kyrkans pensionsfonds historia str\u00e4cker sig till 1991<\/span>\n  <\/a>\n                <\/div>\n              <\/div>\n                        \n      <!-- color banner section -->\n      \n      <!-- link collection -->\n      \n      <!-- church year lift -->\n          <\/div>\n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kyrkans pensionsfonds historia b\u00f6rjade 1991. I b\u00f6rjan placerades de medel som inte anv\u00e4ndes f\u00f6r att betala pensioner i pensionsfonden f\u00f6r att t\u00e4cka framtida pensionsansvar. Under de senaste \u00e5ren har KPF \u00f6verg\u00e5tt fr\u00e5n ackumuleringsfasen till en \u00f6verg\u00e5ngsfas, d\u00e4r pensionsutgifterna st\u00e4ndigt \u00f6verskrider inkomsterna fr\u00e5n pensionsavgifterna. Detta inneb\u00e4r att fondens placeringsint\u00e4kter anv\u00e4nds till att betala ut pensioner. Pensionsfondens [&hellip;]<\/p>\n","protected":false},"author":90,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-1936","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Information om pensionsfonden - Kirkon el\u00e4kerahasto<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/evl.fi\/kirkonelakerahasto\/sv\/information-om-pensionfonden\/\" \/>\n<meta property=\"og:locale\" content=\"fi_FI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Information om pensionsfonden - Kirkon el\u00e4kerahasto\" \/>\n<meta property=\"og:description\" content=\"Kyrkans pensionsfonds historia b\u00f6rjade 1991. I b\u00f6rjan placerades de medel som inte anv\u00e4ndes f\u00f6r att betala pensioner i pensionsfonden f\u00f6r att t\u00e4cka framtida pensionsansvar. Under de senaste \u00e5ren har KPF \u00f6verg\u00e5tt fr\u00e5n ackumuleringsfasen till en \u00f6verg\u00e5ngsfas, d\u00e4r pensionsutgifterna st\u00e4ndigt \u00f6verskrider inkomsterna fr\u00e5n pensionsavgifterna. Detta inneb\u00e4r att fondens placeringsint\u00e4kter anv\u00e4nds till att betala ut pensioner. 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