{"id":1934,"date":"2025-11-03T11:49:25","date_gmt":"2025-11-03T09:49:25","guid":{"rendered":"https:\/\/evl.fi\/kirkonelakerahasto\/?page_id=1934"},"modified":"2025-12-05T10:23:26","modified_gmt":"2025-12-05T08:23:26","slug":"tietoja-elakerahastosta-englanninkielinen-sivu","status":"publish","type":"page","link":"https:\/\/evl.fi\/kirkonelakerahasto\/en\/tietoja-elakerahastosta-englanninkielinen-sivu\/","title":{"rendered":"About the Pension Fund"},"content":{"rendered":"\n  <div id=\"hero-page-block_209e3632d969db61db1f83e226618d87\" class=\"hero-page block-hero-page alignfull bg-beige\">\n    <div class=\"block-hero-page__wrapper container\">\n      <div class=\"row\">\n        <div class=\"col-12 col-md-6 texst-column\">\n          \n<nav class='rnb-breadcrumbs' aria-label='breadcrumbs'><ol class='rnb-breadcrumbs__list'> <li class='rnb-breadcrumbs__item rnb-breadcrumbs__item--home'><a href='https:\/\/evl.fi\/kirkonelakerahasto'>Etusivu<\/a><\/li>  <\/ol><\/nav>          <div class=\"texts-content\">\n\n                          <h1 class=\"title text-green-accessible\">Pension provider for the Evangelical Lutheran Church of Finland<\/h1>\n                                      <p class=\"text text-body-large\">The Pension Fund is responsible for financing the pensions paid to Church personnel and for the investment of pension funds. Pensions are funded by contributions from employers and employees.<\/p>\n                                  <\/div>\n        <\/div>\n\n        <div class=\"col-12 col-md-6 images-column\">\n          <div class=\"img-gallery-wrapper\">\n                          <div class=\"big-image-wrapper\">\n                <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"465\" src=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-1024x465.jpg\" class=\"attachment-large size-large\" alt=\"\" srcset=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-1024x465.jpg 1024w, https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-300x136.jpg 300w, https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-768x349.jpg 768w, https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-1536x698.jpg 1536w, https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1552543044-2048x931.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" style=\"object-position:72% 42%\" \/>              <\/div>\n                                  <\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n\n\n\n<p><\/p>\n\n\n\n<p>The history of the Church Pension Fund dates back to 1991. At the beginning of the operations, assets not used to pay pensions were invested in the pension fund to cover future pension liabilities. Over the past few years, the Church Pension Fund has shifted from the accrual phase to the transition period, where the amount of pension expenditure permanently exceeds the amount of pension contribution income. This means that the Fund\u2019s investment income is also used to pay pensions.<\/p>\n\n\n\n<p>The Pension Fund has not been assigned to individual pension liabilities. Instead, it serves as a buffer fund, i.e. the fund does not generate individually covered pension liabilities, as in the TyEL pension scheme. The Pension Fund also has no capital provisions.<\/p>\n\n\n\n<p><\/p>\n\n\n<div id=\"content-lifts-block_e7dc99c69c0d588604cc9a8c060c4dec\" class=\"content-lifts block-content-lifts\">\n    <div class=\"row\">\n    <div class=\"col-12\">\n      <div class=\"block-header\">\n        <h2 class=\"\">Read more about the Pension Fund<\/h2>\n              <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"block-content-lifts__wrapper\">\n    <div class=\"row \">\n      <!-- lifts section -->\n                    <div class=\"col-12 col-md-4\">\n                <div class=\"small-link-collection__lift-column-content d-flex \">\n                  \n<a class=\"lift-item-page\" href=\"https:\/\/evl.fi\/kirkonelakerahasto\/en\/tietoja-elakerahastosta-englanninkielinen-sivu\/organisaatio-englanninkielinen-sivu\/\" aria-label=\"Linkki sivulle Organisation\">\n  <div class=\"image-wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"816\" height=\"640\" src=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/testetelaranta-816x640.jpg\" class=\"attachment-single-article size-single-article wp-post-image\" alt=\"\" style=\"object-position:47% 37%\" \/><\/div>  <h3 class=\"lift-item-page-title h5\">Organisation<\/h3>\n        <span class=\"arrow-link\">Read more about the Pension Fund organisation and people<\/span>\n  <\/a>\n                <\/div>\n              <\/div>\n                                <div class=\"col-12 col-md-4\">\n                <div class=\"small-link-collection__lift-column-content d-flex \">\n                  \n<a class=\"lift-item-page\" href=\"https:\/\/evl.fi\/kirkonelakerahasto\/en\/tietoja-elakerahastosta-englanninkielinen-sivu\/ohjaus-ja-valvonta-englanninkielinen-sivu\/\" aria-label=\"Linkki sivulle Steering and supervision\">\n  <div class=\"image-wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"816\" height=\"640\" src=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1285132805-816x640.jpg\" class=\"attachment-single-article size-single-article wp-post-image\" alt=\"\" \/><\/div>  <h3 class=\"lift-item-page-title h5\">Steering and supervision<\/h3>\n        <span class=\"arrow-link\">The activities of the Pension Fund are supervised by the Financial Supervisory Authority<\/span>\n  <\/a>\n                <\/div>\n              <\/div>\n                                <div class=\"col-12 col-md-4\">\n                <div class=\"small-link-collection__lift-column-content d-flex \">\n                  \n<a class=\"lift-item-page\" href=\"https:\/\/evl.fi\/kirkonelakerahasto\/en\/tietoja-elakerahastosta-englanninkielinen-sivu\/historia-englanninkielinen-sivu\/\" aria-label=\"Linkki sivulle History\">\n  <div class=\"image-wrap\"><img loading=\"lazy\" decoding=\"async\" width=\"816\" height=\"640\" src=\"https:\/\/evl.fi\/kirkonelakerahasto\/wp-content\/uploads\/sites\/10\/2025\/09\/GettyImages-1411428240-2-816x640.jpg\" class=\"attachment-single-article size-single-article wp-post-image\" alt=\"\" \/><\/div>  <h3 class=\"lift-item-page-title h5\">History<\/h3>\n        <span class=\"arrow-link\">The history of the Church Pension Fund dates back to 1991<\/span>\n  <\/a>\n                <\/div>\n              <\/div>\n                        \n      <!-- color banner section -->\n      \n      <!-- link collection -->\n      \n      <!-- church year lift -->\n          <\/div>\n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The history of the Church Pension Fund dates back to 1991. At the beginning of the operations, assets not used to pay pensions were invested in the pension fund to cover future pension liabilities. Over the past few years, the Church Pension Fund has shifted from the accrual phase to the transition period, where the [&hellip;]<\/p>\n","protected":false},"author":90,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"class_list":["post-1934","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>About the Pension Fund - Kirkon el\u00e4kerahasto<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/evl.fi\/kirkonelakerahasto\/en\/tietoja-elakerahastosta-englanninkielinen-sivu\/\" \/>\n<meta property=\"og:locale\" content=\"fi_FI\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"About the Pension Fund - Kirkon el\u00e4kerahasto\" \/>\n<meta property=\"og:description\" content=\"The history of the Church Pension Fund dates back to 1991. 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